You are right and what’s so frustrating is Penn State every year gets the benefit of the doubt despite never winning the big games. Even when they are at home. When we beat a top 10 team at home they discount opponent instead of giving us credit.
Oregon may very well be our last ranked team of the year. We gotta at least go toe to toe with them.
That being said I think 10-2 gets us in the CFP but we are probably playing a sec team on the road instead of hosting.