Not so sure I would want my team being "rewarded" with the opportunity to finish the post season with a .615 losing percentage. Why not reward an FCS school if you can't find enough eligible FBS schools. I would MUCH rather see a 9-1 Harvard or a 10-0 Dayton team get the opportunity to play with the big boys.
Having a team with a losing record being given the opportunity to play 13 really takes away from the glory, the mystique, the feeling of accomplishment that goes along with a postseason (in any sport).
I really hope we get there with 6 wins, but would hate to get in as a pity team because too many bowl games were scheduled.